GET CREDIT CARD WITHOUT DEBT. In the past, if you had a bad credit history, then it is unlikely to get a credit card. However, prepaid credit cards are becoming more available, and no matter if you have had financial problems in the past. Although known as "prepaid credit cards" these latest cards are actually a form of debit card. No credit is offered, only the advantage of being able to use plastic instead of cash. This is useful for Internet transactions, booking holidays and hotels and the money transfer.
The application process
Apply for a prepaid credit card is easy as there are no credit records necessary because providers are not offering credit cards! The application is rapid and simple, and in some cases, card issuers provide 100 percent of acceptance - not even need to be 18 with some companies.
Prepaid credit card used
Not only can a prepaid card to enable customers who find it hard to get credit, but these cards can help you take control of your finances, if you have found normal interest rate credit cards too high and balance offered too tempting. You can be sure that it will stick to your budget with a prepaid card, as is the establishment by deciding how much to charge your card!
Most prepaid credit cards allow you to:
- No longer have to carry cash when shopping
- Use an ATM to withdraw money - at home and abroad
- Transfer of funds - to send money to other cardholders
- Shop safe online
- Recharge your mobile phone
- Have an extra card prepaid credit for family use - useful for a teenager in an emergency (usually 13 years, more than a calling card holder)
Pre-load your card
You will need to pre-load your card before use and this can be done in different ways: by direct transfer from a bank account or by paying cash at an outlet of nominees. Prepaid credit card is accepted in most ways a normal card, but unlike a credit card because you pay before making a purchase, you can not exceed your credit limit.
Prepaid credit card fees and security
Check carefully before signing no hidden charges. First, there is a fee for opening a card account? Is there a monthly service charge or annual? Is there a charge when recharging, for example, by buying direct deposit or charge the bank account? Are there any withdrawal fees if you use ATMs? Also find out if any charges when you use your prepaid card for purchases with a merchant or online. These charges can mount and as there are now more prepaid cards to be available with the increased competition not all card providers charging fees. Compare the different card options, is easy with an online comparison site and can save you money. It is useful to know what protection the card company offers, such as if you have a lost or stolen card, or if something goes wrong with your purchase? There is also a helpline 24 hours?
You will need to pre-load your card before use and this can be done in different ways: by direct transfer from a bank account or by paying cash at an outlet of nominees. Prepaid credit card is accepted in most ways a normal card, but unlike a credit card because you pay before making a purchase, you can not exceed your credit limit.
Prepaid credit card fees and security
Check carefully before signing no hidden charges. First, there is a fee for opening a card account? Is there a monthly service charge or annual? Is there a charge when recharging, for example, by buying direct deposit or charge the bank account? Are there any withdrawal fees if you use ATMs? Also find out if any charges when you use your prepaid card for purchases with a merchant or online. These charges can mount and as there are now more prepaid cards to be available with the increased competition not all card providers charging fees. Compare the different card options, is easy with an online comparison site and can save you money. It is useful to know what protection the card company offers, such as if you have a lost or stolen card, or if something goes wrong with your purchase? There is also a helpline 24 hours?
GET CREDIT CARD WITHOUT DEBT
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